Personal Loans

Access much needed cash quickly.

Choose the most suitable payment period between 1 to 24 months.
Our loans are subject to affordability assessment and credit checks.

FEES CHARGED

Initiation fees | Monthly service fees | Interest | Credit insurance

FAQ's

Payday loans are short-term unsecured loans designed to give you quick access to money when you need that little bit extra to get through to the end of the month.

Student loans are used to pay for tuition as well as boarding, textbooks, food, and other student expenses.

Long-term personal loans allow you to borrow money from a financial institution with a relatively long period to repay the loan.

Short-term loans are loans given with little to no collateral that are to be repaid in a year or less, sometimes weeks or months.

An Emergency Loan is a great way to take care of those unexpected costs when you don’t have enough money saved up, giving you one less thing to worry about during a difficult time.

Debt consolidation refers to the act of taking out a new loan to pay off other liabilities and consumer debts. Multiple debts are combined into a single, larger debt, such as a loan, usually with more favorable payoff terms—a lower interest rate, lower monthly payment, or both.

Your Amount

Enter your desired loan amount into our form. Then, enter your South African ID number. HR Microloan and Finance will use this information to perform a credit check. Once you’re approved, proceed to the next step

Your Request

Simply fill in the required form fields and upload your documents. The sooner we receive your documents, the sooner your loan will be approved!

 

Loan Approved!

Once your loan is approved, cash will be paid directly into your account within 24 hours.